Free monthly budget template — edit on open, export without a watermark

This monthly budget template is ready to use. Click the button below and the editor opens with the placeholder content already in place — swap in your own text. Free, no sign-up, no watermark, no download limit.

Use this template

Free · no sign-up · no watermark · unlimited downloads

Export to: XLSX · CSV · TSV · HTML · PDF

What this template includes

  • Income and expense category rows
  • Planned vs actual side by side
  • Category subtotals and balance — formulas already written
  • Month header row

How to use it

  1. 1

    Click “Use this template” — the editor opens with the content

  2. 2

    Replace the placeholder text with your own

  3. 3

    File ▸ Download, pick the format you need

Common questions

Do I need to sign up?
No. You can edit and export without an account. Signing in is only needed if you want to save to the cloud and continue on another device.
Is there a watermark on the export?
No. No format gets a watermark, and there is no download limit.
Which formats can I export to?
XLSX · CSV · TSV · HTML · PDF. In the editor, choose File ▸ Download.
Can I edit it on my phone?
Yes. The interface adapts to phones and tablets with the same features as on desktop — it is not a cut-down version.
Where is my work stored?
While you are signed out it stays in your own browser and is never uploaded — clearing browser data loses it. To keep it or continue on another device, sign in and choose “Save to cloud”.
Will you start charging later?
The templates and all three editors are free and unlimited today. We avoid absolute promises nobody can back, and there is no hidden sign-up wall or usage cap either.
Can I break the formulas?
Yes — typing a number straight into a total cell overwrites the formula. Only edit the Planned and Actual columns; the totals compute themselves. Ctrl+Z undoes it.
Can I turn it into an annual budget?
Yes. Duplicate the sheet twelve times and retitle, or put months in a column and summarise with a pivot table.
Will the export open in Excel?
Yes. XLSX export keeps formulas and formatting — Excel, WPS, Numbers and LibreOffice all open it and keep calculating.

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